New England Credit Union offers a range of personal loans designed to suit your needs. Whether you need a holiday, new furniture, electrical goods or you simply need to consolidate some existing debts, New England Credit Union has a flexible personal loan solution for you.

A key benefit of a New England Credit Union personal loan is that your application is approved locally, by a local person who understands your needs. This local approval process means that, in most cases, you will have an answer on your Personal Loan application within 24 hours, ensuring you can make your purchase sooner rather than later.

Product Details

- Available for any worthwhile purpose.

- Choice of repayment frequency and terms (weekly, fortnightly or monthly).

- No monthly account keeping fees.

- Fast, local approval.

- Free Direct Pay service**.

- No penalty for early payout.

- Redraw facility.

Other Products

Consumer Credit Insurance***
Consumer Credit Insurance can be purchased to assist in making your loan repayments in the event that you are unable to do so for a number of specified reasons. You have the freedom to choose from a list of events you want to be covered for, including illness or injury, involuntary unemployment and death. Ask our friendly staff for more information.

Access Savings Account**
This award winning account is opened with every new membership and is used for your everyday transactions.

Your Choice Visa Credit Card*
Use the Your Choice Visa Credit Card at over 22 million merchants worldwide. Life is full of choices... make the right one!

Convenience Plus*
The Convenience Plus Account is a continuing credit facility offering flexibility, a great interest rate and most of all ‘convenience’.

Christmas Club**
Set aside a little in a Christmas Club Account and reap the rewards at that stressful time of the year, Christmas!

How do I Apply**?

Simply for our online loan application. Alternatively, phone 1300 132 067 or call into your local branch or agency to make an appointment.

To borrow you must be a member of New England Credit Union. Membership can be obtained by purchasing one $10 share (refundable on resignation).

For a list of current interest rates


Product brochure (3.4mb)

Disclaimer

*Terms and conditions apply. Fees and charges apply. Normal New England Credit Union Ltd lending criteria apply. The prior information does not take into account your financial situation and personal needs. **New England Credit Union Ltd is the issuer of the Direct Pay service, Access Savings Account, Convenience PLUS and Christmas Club. ***”Part 2 Disability Cover” and “Part 3 Unemployment Cover” are provided by Allianz Australia Insurance Limited AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). “Part 1 Death Cover” is provided by The Colonial Mutual Life Assurance Society Limited AFS Licence No. 235035 ABN 12 004 021 809 (CMLA). Allianz acts as CMLA’s agent in offering Part 1 Death Cover.