Home Insurance
Peace of mind for your most treasured items
They say home is where the heart is, and there is nothing more important than protecting your family's home and possessions. Our home building and contents insurance includes a range of features and benefits, to give you peace of mind should the unexpected happen.
Why choose Allianz for your home insurance?
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Simple - Get a quote and buy online here;
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Affordable - Competitive prices with flexible payment options;
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Choice - A range of comprehensive home and content insurance products to suit your budget and needs here;
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Easy claims process - Allianz makes the claims process easy. We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.
Extra ways to save:
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Combined building and contents discount – When you combine our building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%;
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30% no-claim bonus discount – We offer up to 30%* no claim bonus on our home insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30% *;
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Increase your excess to reduce your premium – Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium in return.
Compare the features
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Compare the features of our Prestige, Classic and Vital Home Insurance policies (see below).
Want to learn more?
For detailed information on the cover and limits provided, you should read the Product Disclosure Statement.
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Prestige Home Insurance
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Classic Home Insurance
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Vital Home Insurance
It's easy to get a quote.
1. Online in just a few minutes;
2. Call 132067, 8am - 6pm Monday - Friday, 9am - 12noon Saturday.
* If you are eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) after it as been reduced by previous discounts. If your premium is below our minimum premium, then the minimum premium will apply.
| What are your insured for - features and benefits |
Prestige Home | Classic Home | Vital Home |
|---|---|---|---|
| Insured Events cover |  |
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| Accidental loss or damage | |
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| Accidental breakage of glass | |
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| Additional cost of temporary accommodation | Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' |
Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' |
Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' |
| Automatic indexation of sum insured | |
|
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| Compensation for death | Up to $10,000 |
Up to $10,000 |
Up to $10,000 |
| Contents in open air at the risk address | Sub-limits for selected contents based on insured loss or damage |
Sub-limits for selected contents based on insured events loss or damage |
Sub-limits for selected contents based on insured events loss or damage |
| Contents in safe deposit box | Up to 20% of contents sum insured |
Up to 20% of contents sum insured |
Up to 20% of contents sum insured |
| Credit cards - cover for loss or theft | Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
| Fusion of electric motors | Motors up to 12 years old |
Motors up to 10 years old |
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| Guests', visitors' and domestic helpers' property | Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
| Landlords' contents | |
Up to $10,000 |
Up to $10,000 |
| Legal liability cover | Up to $20,000,000 |
Up to $20,000,000 |
Up to $20,000,000 |
| Modifications to buildings for paraplegia & quadriplegia | Up to $10,000 |
Up to $10,000 |
Up to $10,000 |
| Replacement of locks and cylinders | Up to $2,000 |
Up to $2,000 |
Up to $2,000 |
| Security firm attendance | Up to $500 |
Up to $500 |
Up to $500 |
| Spoilage of refrigerated / freezer food | No specified limit |
Up to $500 |
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| Temporary removal of Contents from your risk address | Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents |
Up to 20% of contents sum insured with sub-limits for selected contents |
Up to 20% of contents sum insured with sub-limits for selected contents |
| Title deeds | Up to $2,000 |
Up to $2,000 |
Up to $2,000 |
| Veterinary costs | Up to $500 |
Up to $500 |
Up to $500 |
General Insurance is provided by Allianz Australia Insurance Limited [Allianz] AFS licence No: 234708, ABN 15 000 122 850 (Allianz). In arranging this insurance, New England Credit Union acts as an agent for Allianz, not as your agent. Product Disclosure Statements (PDS) are available for these products. You should consider the PDS for these products before acquiring them. You can obtain a copy of the PDS by contacting us on 132 067.
Home | Motor | Life | Landlord | Consumer | Travel | Commercial | CTP
